You might be wondering, “Does insurance cover rehab?” Well, here are the answers to the most commonly asked questions regarding insurance coverage and using insurance to pay for addiction treatment.
At Design for Change, we take most major insurance company policies. Design for Change takes both in and out of network policies, so whether you have a PPO or an HMO insurance provider, you will likely be covered. To find out if your insurance is accepted at Design for Change, call for a free consultation with our admission team.
Each insurance company and individual policy is different. However, Design for Change accepts plans from most major PPO and HMO insurance providers. First, our admission team will complete an initial assessment with you or your loved one over the phone, a process utilized to gather as much information as possible to advocate for you or your loved one to your insurance company. Second, we will call your insurance company to obtain your benefits as they relate to substance misuse or inappropriate use. Our team will work closely with your insurance company to receive all of the necessary information needed to know if you will have any financial responsibility and exactly how much that would be. This information will allow our admission team to begin the process of customizing a treatment plan for you or your loved one that meets your financial position appropriately. At Design for Change, we believe in providing our clients with all of the facts, and working with each client to find a solution all parties can agree will be the most beneficial.
At Design for Change, we believe in providing all of the available information about insurance, private pay, and financial responsibilities upfront, eliminating any confusion or misunderstanding about the cost of attending treatment with Design for Change. Our admissions team is available 24/7 to work with your insurance company and give you a quote of out-of-pocket costs (if any!). Each insurance company and policy is different, which is why our dedicated insurance team is available to help you find out what coverage you have for yourself or a loved one.
Medical necessity is a term that insurance companies use to determine a client’s eligibility for treatment. If treatment is medically necessary, the insurance company will often provide the needed coverage to attend treatment. It is the job of our (intake/insurance/admissions) specialists to provide ample evidence of medical necessity and advocate for our clients to help our clients receive the treatment that they need.
Our admission team is very diligent about locating policies with limited information. If you’re missing information, or even if you’re not sure if you have an active policy, we will gather alternative information from you to help locate your policy and provide the answers you need to help place you in treatment.
Major insurance companies are well equipped to help clients seek resources for substance misuse or inappropriate use treatment out of their local city or state. Our admissions specialists will be sure that during running your benefits and working with your insurance company to get you the help you need, they inquire about available facilities outside of your local area. Sometimes, it’s best to seek treatment outside of your local area, thus eliminating the temptation of leaving the treatment on a whim.
No! At Design for Change, your privacy is our priority. Federal law and HIPAA regulations have made it possible for individuals to seek treatment without concern of their private information being released to their employer, friends, family, or any agency without specified written consent signed by the client. Additionally, Employee Assistance programs (EAP) are widely available through most employers, offering an added layer of security to the process of attending treatment. EAP programs are designed to allow employees the ability to seek help without fear of losing your job, taking time off to attend treatment, or being treated differently because of the decision to attend treatment.
Design for Change does not offer in-house employment opportunities to clients to alleviate financial responsibility or out-of-pocket costs. Design for Change does offer scholarship programs to individuals who have insurance policies with partial coverage. Contact our admissions team at 855-997-1372 to determine if your insurance policy makes you eligible for one of our scholarships!
Unfortunately, Design for Change doesn’t have a contract with any State Funded Insurance. If you seek an alcohol and drug rehab that really works, please call us about rehab insurance coverage.